15- Day Close
This is our specialty product. We work quickly to get your loan into escrow in 15 days or less.
ADVANTAGES
- Fixed Rate over the life of the loan
- Great for all buyers
- Allows for a shorter term to pay off your home faster
Fixed Rate
This is our most popular program for refinancing or new home purchases. Offered in 10, 15, 20, 25 and 30-year increments, you rate will be fixed for the entire term of the loan.
ADVANTAGES
- Fixed Rate over the life of the loan
- Great for all buyers
- Allows for a shorter term to pay off your home faster
Adjustable Rate
If you are planning on staying in a home for 7 years or less, an ARM program might be a great fit for you.
ADVANTAGES
- Lower payment during fixed period
- Potential for rate to decrease over time
- Great for borrowers looking to pre-pay their principal
FHA Mortgage
Backed by the Federal Housing Administration. FHA mortgages offer more lenient underwriting guidelines.
ADVANTAGES
- Relaxed underwriting guidelines
- Down payments as low as 3.5%
- Great for first-time buyers
- Credit scores as low as 580
Veteran’s Loans
Available only to active military and veterans, these loans offer up to 103.5% financing, no money down purchases and 100% cash out.
ADVANTAGES
- Backed by the VA
- Offers ability to streamline refinance anytime in the future
- Relaxed underwriting guidelines down to 580 score
Jumbo Loans
Great for larger home purchases and refinances, we offer an array of options for those borrowing over the Fannie Mae / Freddie Mac county loan limits.
ADVANTAGES
- Allows borrower to borrower more than the Fannie Mae/Freddie Mac loan limits
- Best for second homes & vacation homes
- Allows for 15% down payment
- Great for refinance or purchase